At KFT Financial Services, we value your trust and are committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, store, and safeguard your data when you visit our website or use our services, including Personal Loans, Business Loans, Home Loans, Loan Against Property, Overdraft Facilities, and Professional Overdraft Limits.

1. Information We Collect

We may collect the following information from you:

Personal Information

• Name, address, gender, date of birth

• Aadhaar Card, PAN Card or other valid ID proofs

Contact Information

• Mobile number

• Email address

Financial Information

• Bank account details

• Income details and employment information

Credit Information

• Credit score and credit history obtained from authorized credit bureaus

Technical & Usage Data

• IP address, browser type, device details

• Website activity, service usage, and application information

2. How We Use Your Information

Your information is used to:

• Process loan and financial service applications

• Verify identity and complete KYC requirements

• Assess eligibility through banks, NBFCs, and credit bureaus

• Improve our website, services, and customer experience

• Communicate service updates, application status, and promotional offers

3. Sharing of Information

Your data may be shared only with:

• Partner banks and NBFCs for loan and credit processing

• Credit bureaus for credit verification

• Authorized verification agencies and service providers

• Government or regulatory authorities when required by law

🚫 We do not sell, trade, or rent your personal data to third-party marketers.

4. Data Security

We use appropriate technical and organizational security measures such as:

• Secure servers and encrypted data storage

• Restricted access and internal monitoring systems

These measures help protect your information from unauthorized access, misuse, or disclosure.

5. Cookies & Tracking Technologies

Our website may use cookies and similar technologies to:

• Improve browsing experience

• Analyze website traffic

• Personalize content and services

You can manage or disable cookies through your browser settings.

6. Your Rights

You have the right to:

• Request access to your personal data

• Request correction of inaccurate or incomplete information

• Opt out of marketing communications

• Request deletion of personal data (subject to legal and regulatory requirements)

7. Data Retention

We retain your personal information only for the duration necessary to:

• Provide our services

• Comply with legal, regulatory, and audit requirements

8. Third-Party Links

Our website may contain links to external websites.
KFT Financial Services is not responsible for the privacy policies or content of such third-party sites.

9. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

10. Contact Us

If you have any questions or concerns regarding this Privacy Policy or your data, please contact us:

📧 Email: info@kftfinancial.com
📞 Phone: +91 9717143002